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Buy XLM with UpTrade

How to buy Stellar (XLM)

Buy Stellar with a dedicated broker handling the trade from your first question through to settlement into institutional custody.

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Illustrative · 7-day
You pay
You receive (approx.)
?
Illustrative figures. Final amounts confirmed by your broker at quote — no fees or spread shown here. Live price & chart via CoinGecko.
How to buyStellar

Four steps, with a broker beside you.

Buy Stellar with a dedicated broker handling the trade from your first question through to settlement into institutional custody.

01

Create your account

Create your account Register and verify your identity. No experience needed, and nothing to set up yourself. Most accounts are ready to fund the same day.

02

Speak to your broker

Speak to your broker A dedicated broker walks you through how buying Stellar works and answers your questions. No order books, no charts, no guesswork.

03

Fund your account & get your quote

Fund your account and get your quote Fund in your preferred currency and your broker prepares a live quote, so you know exactly what you’re getting before you commit. Larger orders route through OTC execution.

04

Buy & settle into custody

Buy and settle into custody Confirm with your broker and your XLM settles into institutional custody secured by Fireblocks. Hold it there or withdraw to your own wallet anytime.

Before you buyStellar

A few things worth understanding.

General considerations not advice. How you act on them depends on your own circumstances.

Crypto is volatile

Crypto is volatile Stellar’s price can move sharply in both directions sometimes within a single trading session. It’s an asset class to approach with capital you’re prepared to see fluctuate in value. General information only not a prediction or recommendation.

General information only, not a prediction or recommendation.

Where it's held matters

Where it’s held matters Crypto bought on an exchange typically sits on the exchange’s balance sheet. Institutional custody holds your XLM separately a structural difference worth understanding before you buy.

How custody works

Broker vs exchange

Broker vs exchange Buying Stellar through a broker works differently from a self-serve exchange order book. Understanding how the two differ helps you choose the path that fits how you want to buy.

See the difference

Larger trades are different

Larger trades are different Buying a significant amount of Stellar in one go can move an exchange’s order book against you. OTC execution is built for size filling large orders without that market impact.

About OTC trading
Stellar

Stellar

A plain-English look at what it is, how it works, and what it's used for, so you can understand the asset before you buy.

Stellar (XLM) is an open-source blockchain network designed specifically for fast, low-cost cross-border payments and asset tokenization. Founded in 2014 by Jed McCaleb who had previously co-founded both Ripple and the Mt. Gox exchange and Joyce Kim, Stellar is operated by the Stellar Development Foundation (SDF), a non-profit organisation based in San Francisco. Its native token, the Lumen (XLM), powers transactions and interactions on the network.

How
Stellar
works

Stellarat a glance
FACTS
Network launchedJuly 2014
Founded byJed McCaleb & Joyce Kim
Total supply50,000,000,000 XLM
Circulating supply~30–32B XLM
ConsensusStellar Consensus Protocol (SCP)
Ledger close time~5 seconds
What
Stellar
 is used for

Stellar’s primary use case is moving value across borders quickly and cheaply. XLM functions as a bridge currency when two parties want to exchange currencies with no direct trading pair between them, XLM can sit in the middle of the transaction, converting one asset to another in a single step. This makes Stellar particularly relevant for remittances and cross-border payments in emerging markets. Stellar also supports the issuance of digital representations of real-world assets on its network including fiat currencies, commodities, and other financial instruments. Financial institutions and payment companies have used Stellar’s infrastructure to build regulated payment rails and tokenised asset products. In 2023, Stellar launched Soroban a smart contract platform built into the Stellar network enabling a new category of decentralised applications and DeFi protocols to be built on the same infrastructure that powers its payments network. XLM is used to pay gas fees on Soroban.

Key characteristics

Stellar Consensus Protocol. Stellar uses Federated Byzantine Agreement rather than proof of work or standard proof of stake. Transactions settle in approximately five seconds with negligible fees.

Fixed supply. Following a 2019 burn of 55 billion tokens, Stellar's total supply is fixed at 50 billion XLM. No new tokens will ever be created.

Cross-border payments focus. Stellar was built specifically to move value across borders and currencies cheaply and quickly making it one of the few networks designed from the ground up for payments, not computation.

Asset tokenisation. Any asset fiat currency, commodity, or financial instrument can be issued as a token on the Stellar network. This makes it a foundation for regulated digital financial products.

Soroban smart contracts. Stellar's 2023 smart contract platform extends its capabilities beyond payments into decentralised applications, expanding the utility of XLM as network fuel.

AUSTRAC registeredDCE100856266-001
Why buy through UpTrade

A broker, institutional custody, and a registration you can check.

Institutional custody

Your assets are held by Fireblocks, the custody infrastructure used by leading global banks and digital asset platforms, using multi-party computation and hardware isolation. Your crypto is kept strictly separate from operational funds.

Dedicated broker

Speak to your broker. A dedicated broker walks you through how buying Bitcoin works and answers your questions. No order books, no guesswork.

AUSTRAC registered

UpTrade is registered with AUSTRAC as a Digital Currency Exchange Provider and operates under its regulatory obligations. The registration number is published and verifiable.

Reviews

What our clients say.

FAQ

Bitcoin

Where can I buy Stellar?
You can buy Stellar through Uptrade with the help of a dedicated broker. Rather than trading on a self-serve exchange, you work directly with a broker who guides the purchase from start to finish and settles your XLM into institutional custody.
What’s the best way to buy Stellar?+
There’s no single right way it depends on how much you’re buying and how hands-on you want to be. Buying through a broker suits people who want guidance rather than a self-serve order book, larger purchases, or institutional custody. Compare broker and exchange to see what fits your situation.
How is my Stellar kept secure?+
Your Stellar is held in institutional custody secured by Fireblocks, using multi-party computation and hardware isolation and every transaction requires direct broker-led approval.
Can I buy a large amount of Stellar?+
Yes. Larger purchases are handled through OTC execution, which is designed to fill size without the slippage that a large order can cause on an exchange order book.
How is buying through a broker different?+
A broker handles the trade for you quote, execution, and settlement rather than leaving you to navigate an order book alone. You get a direct point of contact and your XLM settles into institutional custody.
Do I need crypto experience to buy Stellar?+
No. Many Uptrade clients are buying crypto for the first time. Your broker walks you through every step, so there’s nothing you need to know in advance.
Is Uptrade regulated?+
Uptrade is registered with AUSTRAC as a Digital Currency Exchange Provider (DCE100856266-001) and operates in compliance with its regulatory obligations.
Ready when you are

Buy Stellar with a broker on your side.

A consultation costs nothing and commits you to nothing. Ask the hard questions your broker will walk you through exactly how it works.